Open & Honest Mortgage Advice in Birmingham
Here’s how our service works:
SPEED OF SERVICE
Responsiveness is something we are passionate about. It’s our goal to get back to you asap regarding your enquiries and to answer any questions you may have.
FREE MORTGAGE CONSULTATION
All of our customers receive a free, no-obligation mortgage consultation. Here we learn more about you and what you are looking to do before we make our recommendation. You will only be charged if you decide to go forward with our mortgage recommendation and we get you an agreed mortgage offer. There are no hidden or application fees with us.
YOUR DEDICATED MORTGAGE ADVISOR
We’ll be on your side throughout your whole transaction. We’re available 8 am – 10 pm Monday to Sunday, to answer any questions you may have and to be here for support.
AGREEMENT IN PRINCIPLE CERTIFICATE
Your Dedicated Mortgage Advisor will always check that you’re happy to proceed with a credit search prior to doing one. Once this is complete, we’ll then be able to get you a Mortgage Agreement in Principle Certificate. These are always required when offering on properties.
The exciting part….
Once you have had your offer accepted we’ll provide you with a list of documents to start getting together such as 3 months bank statements and payslips etc.
KEEPING YOU PROTECTED
We are regulated by the Financial Conduct Authority and are part of the Financial Ombudsman Service (FOS) and Financial Services Compensation Scheme (FSCS). Talking of protection, we can also recommend suitable life, income protection and critical illness insurance to ensure you are covered against unforeseen events such as being unable to work.
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